Get Market-Leading Rates on Your Terms.

At Quorum, you’ve got choices when it comes to the way you save. That’s why we offer our valued members rates of up to 1.00% APY* with a term savings account.

Make the Right Choice for Your Savings.

Choose peace of mind with a worry and hassle-free term savings account from Quorum. Locking in a market-leading savings rate not only helps you save more—you can rest easy knowing that no matter what happens, your rate won’t drop.

Here are three reasons why you’ll love a term account. 


Always Earning More

Deposit once and watch your money grow. Your savings will increase every day. 

Please note, this term account promotion is for new money only.

Always Free

As long as you keep a minimum balance of $1,000, there are no monthly maintenance fees. Ever.


Always Safe

We’ll keep your money safe and secure. Your funds are federally insured up to at least $250,000 by the NCUA.

Pick the Right Rate for You

Choosing which term account depends on your lifestyle and your savings goals. We're here to help you find the right fit.


13-month term savings account. Applies to NEW MONEY only. Minimum balance to open: $1,000.


30-month term savings account. Applies to NEW MONEY only. Minimum balance to open: $1,000

Looking for a Flexible Savings Choice?

Get 0.60% APY* on balances over $10,000 with a flexible, high-yield HighMarqTM by Quorum account.

Learn More

Good for your wallet and good for you.

For over 80 years, Quorum Federal Credit Union has been helping people across the country realize their financial goals by providing higher rates on savings, lower rates on loans, and lower fees than most financial institutions. As a Quorum member, you become a part of a cooperative that's designed to work for you.


Financial Choice

We are dedicated to creating banking products that help our members with their everyday needs and life goals. When we offer up choices, we make them simple by boiling them down to what’s good for you—and your wallet.


Financial Empowerment

We want our members to be confident in the financial decisions they make, at every life stage. This is why we invest in tools and resources—like our Learning Hub and budgeting calculators—that can help them make good choices.


Financial Experience

Our members— power our business. This is why we continue to invest in online and mobile banking solutions that make banking with us simple and easy—because happy members are good for business.

Not only did Quorum exceed my expectations, but for me, it set a standard.

Michael F., Quorum Member


Ready to Make the Right Choice for Your Future?

The first step to opening a Quorum Term Savings Account is signing up for a Quorum membership. This membership is your key to market-leading banking products you can only get from a credit union. Don't worry, there's no additional fee for this—it’s part of our easy, online account application.

Apply Online

Or call (800) 874-5544 to speak to our Member Services Team.

A few things you should know:

Term Account Requirements: The promotional rate and term applies to NEW MONEY ONLY (funds that have been on deposit with Quorum for two weeks or less.) The minimum deposit and balance required to earn dividends is $1,000. A penalty will be imposed if funds withdrawn prior to maturity date. When your account matures, the funds will automatically rollover to the next standard Term Account. The 13-Month Term Account will automatically rollover into the 18-Month Term Account and the 30-Month Term Account will automatically rollover into the 36-Month Term Account at the respective current rates at maturity. Term Account deposits of $100,000 or more earn an additional 0.10% APY.