A home equity loan on an investment property can make dreams come true.

Whether you own a rental property—or are looking to buy one—we can help. And, we just lowered our rates—you can now enjoy rates.


Access cash from the equity in your Investment Property. 


Borrow up to 80% of your property's appraised value.



Enjoy a credit line of up to $250,000 and make interest only payments for 5 years.


Use this HELOC to buy your new rental property.

Ask us about simultaneous closings!

Banking that’s good. For you.

We want you to succeed. When it comes to our Interest-Only Investment Property Home Equity Line-of-Credit (HELOC), that means a solution that not many banks offer and it happens to come with some good perks: A good rate, low fees, simple rules, and VIP treatment.

A Quorum loan officer will explain it all, help simplify the process, give you unbiased advice, and treat you like a VIP at every step.

  • Interest-only payments during the 5-year draw period

  • Low, straightforward fees

  • Additional rate discounts available (see below)

With our simultaneous closing, we can also help you cover the down payment and closing costs on a new investment property (even if a different lender is handling the first mortgage).


Have questions? Speak to an expert today.

The terms and benefits below apply to Home Equity Lines of Credit for investment properties. Need a Home Equity Line-of-Credit against your primary home? We can help you there, too!  Learn more.



Discover why more people prefer Quorum. 

We're a credit union, not a bank. So we've made it our mission to help you get the most out of life—without the usual hassles.

With our Interest-Only Investment Property HELOC, you can borrow against your investment property (up to 80% of the equity), access your credit line for 5 years, and make interest only payments during this time. Then, you have 10 years to pay off your debt with regular principal and interest payments. You can prepay the line in part or full at any time with no penalties.

As a credit union you can be sure that our rates and fees are some of the lowest in the market, and our rate caps are much lower than most banks, making our loan products more afforable for everyone!



Rates and APR: The Annual Percentage Rate (APR) is as low as 5.25% as of  09/19/19. The Floor Rate is 4.95%. Maximum APR is 18.00%. The APR is a variable rate, plus or minus a margin, and is based on the Prime rate (index - as published in The Wall Street Journal) plus a margin. The margin is determined based on credit history, loan amount and combined loan-to-value (CLTV) ratio. Rate will not increase or decrease more than 2% annually. A home equity line-of-credit is secured by the member's home, and is available only for 1-4 family residential properties and condominiums, excluding co-op's. Minimum line-of-credit amount: $10,000. No draw required at closing. No application, or termination fees; appraisal fee varies. No pre-payment penalty. Mortgage tax may apply in some states. This Home Equity Line of Credit is not available in TX. All loans are subject to credit approval.

Relationship Pricing: In order to qualify, the member would need to establish these account(s) prior to the loan closing.

Fees: Fees are due at closing and debited from the HELOC. Additional fees for standalone second mortgages, including appraisal, flood, and title report, will be passed to the customer.

Quorum is an Equal Housing Lender. We do business in accordance with Federal Fair Lending Laws.