What is the difference between account balance and available balance?
Your account balance is the total amount of money that is currently in your account, including all funds engaged in holds and pending transactions.
Your available balance is the total amount of money in your account that is accessible for purchases and withdrawals. This number does not include held or pending funds.
Please note: available balance does not account for checks that have not been cashed or deposits which have yet to post.
Overdraft fees are determined using your available balance.
Add another layer of protection to your checking account.
Overdrafts occur when you charge your checking account for more money than you have available. This can incur expensive fees and put you in an embarrassing situation when your checks bounce, or your card is declined. Overdraft Protection allows you to avoid these scenarios with ease!
Check out our Overdraft Protection Options
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