With QPlus, you won't incur any fees related to overdrafts.
QPlus checks that are declined/returned due to insufficient funds will appear on your account transaction screen and you will not be charged a fee for these returned items. A Nonsufficient Fund (NSF) eNotice is also generated for every returned transaction. You can access this notification within online or mobile banking under “Statements/Docs” which you will find under the “Accounts” menu.
More About QPlus Overdraft Protection:
You will not be charged with any overdraft of non-sufficient funds fees on this account. QPlus Checking comes with two levels of overdraft protection at no cost to you: automatic overdraft transfers and Courtesy Pay. The automatic overdraft transfers feature authorizes Quorum to transfer funds from any of your eligible existing Quorum savings/checking accounts to your QPlus Checking account to cover transactions that cause your account to go negative. Courtesy Pay allows us to consider paying your checks, ACH and recurring debit transactions that overdraft your account up to $200.