Courtesy Pay is a convenient service that authorizes Quorum to automatically pay an overdraft for anything from bill payments, debit card purchases, to check transactions.
How does Courtesy Pay work?
When you charge your checking account for more money than you have available, Courtesy Pay allows us to honor your transaction for a fee of $37 per transaction so you can avoid the inconvenience of returned checks, rejected transactions, and costly fees. And while we cover the overdrawn transactions on your account, you can focus on keeping your account(s) current!
Courtesy Pay will only kick in after all applicable Overdraft Protection options you have available on your account (i.e. Checking Reserve Line-Of-Credit and/or Overdraft Transfers from Savings) have been utilized.
PLEASE NOTE: Courtesy Pay and overdraft fees are waived for QPlus Checking.